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About Best Bank
Best Bank is a digital banking app that combines the simplicity of modern fintech with the security and stability of a traditional bank. Manage all your finances in one place—from everyday payments to investments—without ever leaving your home.
Open a Portuguese account in just 5 minutes at no cost. You'll need a Digital Mobile Key, valid ID, proof of address, and proof of employment. Once set up, check your balance, make payments, charge your phone, request or block cards instantly, and view statements whenever you need them. Link accounts from other banks directly in the app for a complete financial overview.
Send and receive money effortlessly using MB WAY—no separate app required. Divide bills with friends, request payments on the fly, create virtual MBNET cards, and withdraw cash at any ATM without a physical card. Make free transfers within the bank and across the SEPA+ network globally, giving you control over every transaction.
Choose the card that fits your lifestyle. The Best Visa Debit card is free for the first year on online accounts, works contactless everywhere, and puts card control at your fingertips—block or unblock instantly if needed. Upgrade to the Best Gold Plus Visa for exclusive rewards, Miles&Go miles or cashback on every purchase, and access to the Best Card Club for up to 30% discounts on travel, hotels, car rentals, technology, and lifestyle partners.
Build wealth at your own pace with Goals—save automatically each month toward a dream trip, home down payment, or any milestone that matters to you. When the date arrives, your money is ready. For investors, buy and sell funds, ETFs, shares, and bonds through an intuitive shopping-cart experience. Plan retirement with dedicated savings funds and plans, stay informed with investment insights and trends, or let MorgenFund Robot Advisor handle your strategy.
Stay informed with smart alerts about account updates, investment opportunities, and transaction notifications. The Best Guardian anti-fraud system notifies you of every card transaction instantly. Personalize your experience by hiding balances for privacy, customizing colors and backgrounds, saving frequent beneficiaries, and setting up automatic payments.
Download Best Bank and take control of your financial future—everything you need is built into one app designed for how you actually live.
Pros & Cons
Pros
- Open a Portuguese account in just 5 minutes with no monthly fees
- Link accounts from other banks for unified financial overview
- Send money instantly via MB WAY without requiring a separate app
- Invest in funds, ETFs, shares, and bonds from within the app
- Block or unblock cards instantly if lost or compromised
Cons
- Requires Digital Mobile Key, valid ID, proof of address, and employment verification
- Account opening demands multiple document uploads before you can start banking
- Real-time transaction alerts and investment features depend on constant internet connectivity
- Cryptocurrency or other alternative asset classes not mentioned as supported
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